Total Loan Clarity

We bridge the gap between ambitious goals and the ideal funding structure. Fast, data-driven, and entirely transparent.

  • Founded in 2025 by Kirk Pitman, Liora Capital was created to fix a clear problem: lending and debt markets aren’t transparent. We act as strategic capital partners. Using advanced AI, we bring institutional-level financial modeling to our clients, giving clear, deep insights so they can navigate the market with confidence. We turn complexity into an advantage.

  • We work with busy, results-focused clients who prefer data and strategy over old-school brokerage. Whether you’re optimizing personal or business debt, growing commercial operations, or keeping an eye on asset values and interest-rate risk — our focus on squeezing more efficiency from your capital can help.

  • We don’t just match loans; we model them.

    We start with Warm Logic—treating each need as a multi-factor problem. Plugging your goals into our AI, we test thousands of market scenarios to find the options that fit your long-term plan.

    Clear insight, easy delivery.

    Data guides us; expertise acts. We turn complexity into simple, actionable advice and handle the fast, precise work so you can stay calm.

Residential Property

Home Renovations

Investment Property

Commercial Property

New Ventures

Equipment Finance

SMSF Loans

Refinancing

Construction

Residential Property Home Renovations Investment Property Commercial Property New Ventures Equipment Finance SMSF Loans Refinancing Construction

What we'll do for you.

From understanding your goals to settlement and beyond, here is how we’ll work together.

Understand your goals

We’ll take the time to understand your unique situation and goals.

Provide you with some options

We’ll do thorough research, provide you with a few loan options and help guide you through your decision.

Get it sorted for you

Once you’ve selected your preferred loan we’ll do the legwork to get it lodged, approved and settled. 

Help you save

We’ll stay in touch to make sure that you still have the right loan as your situation changes (and try to save you money along the way!).

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Proudly servicing clients in Ashfield, Canterbury, Croydon, Dulwich Hill, Enmore, Haberfield, Hurlestone Park, Leichhardt, Lewisham, Marrickville, Newtown, Petersham, Stanmore, Summer Hill, throughout Greater Sydney and across Australia.